Best Credit Report Companies of 2017

Best Credit Report Companies of 2017

Credit reports are detailed accounts of an individual's credit history officially prepared by credit bureaus. Lenders of various sorts, such as banks or landlords, refer to credit reports to determine a person's creditworthiness when applying for a loan, mortgage, new bank account or credit card. The three major credit bureaus are Equifax, Experian and TransUnion.

Outstanding 9.6


TransUnion, which is one of the three major credit unions, offers credit monitoring services that include identity theft protection, unlimited refreshes, and a sleek mobile app.

  • One of the major credit bureaus
  • 7 day free trial
  • Free identity theft protection
  • Unlimited refreshes
Excellent 9.4


IdentityForce specializes in identity theft, credit monitoring and credit reporting. Services include protecting customer data against identity theft by actively monitoring your credit profile across the tree major credit bureaus. IdentityForce also provides increased awareness of their credit information by offering credit reports that increases personal awareness on their credit standing and how it can affect their financial decisions.

  • 3 Bureau credit reports and scores
  • Monthly score tracker
  • Instant alerts
  • $1 million ID theft insurance
  • Quarterly credit reporting
Excellent 9.3


The company offers add-on services that allow customers to see reports and scores from all three of the major credit bureaus. SmarterScores also provides financial transaction monitoring and credit monitoring to help prevent ID theft.

  • 14-day free trial
  • Instant access to your credit score and report
  • Email alerts of significant changes to your credit report
  • Unlimited daily updates of your score and report
Excellent 9.2

Identity Guard

Identity Guard is a quality provider of identity risk management services. It also provides credit monitoring and credit reporting data based on data from all three major credit bureaus with its Total Protection and Platinum plans. Credit reports and credit scores gives you the ability to stay on top of your finances by informing you how creditors and financial institutions view your credit worthiness.